LCR Calculator

Written by Great Medico

Updated September 25, 2026 •2 min read

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Financial comparisons become easier when the formula is transparent. LCR Calculator turns the displayed inputs into a repeatable estimate that you can recalculate as rates, prices, or other assumptions change. On this page, it measures high-quality liquid assets relative to expected 30-day net cash outflows.

What this calculator does

LCR Calculator measures high-quality liquid assets relative to expected 30-day net cash outflows. Its visible inputs are High-quality liquid assets (HQLA), Expected 30-day net cash outflows. The article follows those fields and the calculation that is actually available on this page; it does not silently add live market feeds, tax tables, legal eligibility tests, or other variables that are not present in the tool.

How to use it

Enter High-quality liquid assets (HQLA), Expected 30-day net cash outflows. Use the units and percentage scale shown beside each field, and keep values on the same time basis when the formula compares income, rates, prices, balances, or work hours.

How the calculation works

Liquidity Coverage Ratio = high-quality liquid assets ÷ expected 30-day net cash outflows × 100.

Example

Using the page’s demonstration values (High-quality liquid assets (HQLA) = 100,000; Expected 30-day net cash outflows = 80,000) and leaving the remaining defaults unchanged, the calculator returns 125% for liquidity coverage ratio (lcr). Replace the sample inputs with values from the same period and definition before interpreting your own result.

How to interpret the result

Read the result as a model of the economic relationship represented by the inputs, not as a forecast of what an economy, market, currency, or policy authority will do next. Economic data are definition-sensitive: nominal versus real values, time periods, population bases, and price indexes must be aligned before comparing results. A value at or above 100% is shown by this page as meeting/exceeding the simple threshold, but regulatory compliance depends on correctly classified underlying components.

Limitations and notes

A bank’s regulatory LCR depends on Basel-defined HQLA haircuts, inflow/outflow categories, caps, and supervisory rules. Two aggregate fields cannot reproduce a regulatory filing. Simplified macroeconomic formulas hold other influences constant. Revisions to source data, measurement definitions, expectations, policy responses, market frictions, and nonlinear behavior can make real-world outcomes differ from the clean relationship shown here.